A major part of considering any credit card is the interest rate. Interest rates are really high on credit cards, which is what you pay for the convenience of using someone else’s money. Most of us find the interest annoying, but not enough to deter us from using our credit cards. So, what if you [...]
Between the time you are about to get funded and the time that you actually have to make a payment, there might be too big a gap. In this gap, you can get funded for a short-period. Such funding is called a bridge loan. . Theoretically a bridge loan can be used for any purpose. [...]
Most of us will agree that there are few things that can compare to the thrill and exhilaration of opening that first bank account. Many of you will agree that it probably marked your independence as well as opened your eyes to financial freedom. In most cases, people open accounts in the same banks in [...]
Back in the old days, while looking for a lender, I would straightaway start flipping through the local yellow pages to find the lenders in my area. Honestly, the choices were not plenty, and I was bound to choose the one with the lowest interest rates or the one whose representative could talk me into [...]
When I first got my credit card, it felt like I was a never-ending shopping spree and that I could buy the world. I thought that my salary could handle all the monthly minimum payments; after all I would be paying for the shoes, clothes, and make-up in installments. Was I ever wrong! After barely [...]
No matter how you look at it, insurance is a must. Even if we begrudgingly pay our monthly insurance premiums, we have, on more than one occasion, been grateful that we are covered by two or more forms of insurance. You cannot deny that accidents always happen when one is least prepared. And we have [...]
You do not apply for a loan on a whim. There are a lot of factors to consider before putting yourself in an irreversible situation. You have to remember that once you put your signature on that contract, or at least after the usual 3 day grace period, there is no turning back. If, by [...]