A lot of credit card companies offer incentives to people with large debts. These include 0% balance transfers, 0% purchase rates and long term low interest rates on balance transfers. But people who clear their balances regularly do not benefit from these rewards. After all, if they pay off their balances each month, they are [...]
If you’re in the market for a new credit card, there is a bewildering array of cards to choose from. There are even more incentive offers, so how can you decide on the card that is best for you? Here are some of the factors to consider. What Kind Of Payer Are You? The most [...]
People seldom know why they have been turned down for credit. In fact, it often comes as a shock. Some people don’t find out till they are standing in a shop with a store card application in their hands. But did you know that your lifestyle could seriously affect your credit rating? Here are three [...]