Poor credit means more than not being able to get that fancy Jag you always wanted. As a stay at home mom, it is more serious than paying more for auto insurance, or not qualifying for a “preferred” rate on a loan. Bad credit can affect every aspect of your life, from your living arrangements [...]
Bankruptcy can be emotional and embarrassing. You may have a hard time looking your children in the eye, and feel that you have let everyone including yourself down. The main thing is to promise yourself to learn from the experience, and try to change your life so that you don’t end up back in the [...]
If you are a stay at home mom in debt, and have multiple creditors, you may find yourself making many minimum payments each month just to stay afloat. Statistics show that an American family’s credit card debt of $10,000 will take over 30 years to pay off if only minimum payments are made. That is [...]
If you are a stay at home mom burdened by debt, and spend most of your waking minutes worried and stressed about your financial situation, you should know that there are simple ways most families can payoff debt. It does not happen overnight, but if you work towards this form of debt management, every stay [...]
Many families run on a two-income budget these days, and stress their way through each week worrying about bills, their children, missed family time and the like. What they don’t realize is that both parents working outside the home could be costing them money, and running them deeper into debt. Before deciding to take a [...]
As a Tupperware consultant, one of my favorite things to do is to hold fun-filled themed parties. My hostesses love it and so do the guests, causing them to spend more money and book more parties. One of my favorite theme parties to have is a children’s party. This is where a group of moms [...]
There is a certain cult-like mentality with many MLM programs out there. Many uplines want you to eat, sleep, and breathe their message. They want your full, 100%, undivided attention on them exclusively. These companies and uplines would have you believe that their product is the best in the world, and would make you feel [...]