Author Archive

Divorce and Credit Card Debt Doesn’t Have to Break You

Divorce can be a trying time at best. And, when you bring finances and credit card debt into it, it’s overwhelming. Instead of thinking for one household, you have to plan for two. It will be easier for spouses that work together during this transition than for those who fight for every penny.
Going […]


Learning About Your Tax Status

It’s tax season. Are you done with your taxes or are you just panicking about all of the unfamiliar terms? Let’s take one of those terms, tax status, and try to make some sense of it.
There are five tax classifications to consider when you are filing your income taxes: single, married filing jointly, married filing […]


What Your Credit Score Says About Your Credit History

You hear a lot on the news and in advertisements about your credit score and how to get credit reports for free. Of course, nobody gives something away for free. There is always some way that they are looking to make money off of you.
You don’t have to answer one of these ads to get […]


Don’t Let Credit Card Debt Bury You

If you have credit cards, it’s much too easy to get in over your head. Each small charge can add up into a huge debt. This is especially true if you have more than one card. So, take charge of your credit card debt before it buries you.
You may have had credit […]


Are Credit Cards Killing Your Budget?

Credit cards can get you in trouble financially faster than you can say, “I want a credit card.” Many people get in over their heads within just a few weeks or months.
If you are having trouble paying your credit card bills and are getting “failure to pay” notices, you might be starting panic. Well, don’t […]


How to Handle Collection Agency Intimidation Tactics

If you are dealing with bad credit, you will probably also be dealing with collection agencies sooner rather than later. These companies will use any method at their disposal to get the money that you owe their clients. They often use tactics that are rude and intimidating.
There are some collection agencies that are more reasonable […]


Give Them a Reason

When you go to buy a car, do you like going to the dealership? Maybe you like all of the pristine cars and the way the new cars smell, but the salespeople can drive you crazy! Sometimes it feels like they’re pushing the car on you, whether it’s the right purchase for you or not.
On […]