Author Archive
Are Teenagers Replacing Fairies At The Bottom Of The Garden?
As the credit squeeze tightens further and the reality of the high deposit required to be able to buy your first home hits hard a new trend is emerging.
With the banks dictating stricter new mortgage lending criteria and higher deposits, the first time buyers of today face deposits that are the equivalent of several years […]
If Financial Education Was In Mainstream Schools Would There Be a Recession Looming?
We are all only too aware of the recent slowing down in house price rises, the escalating climb in personal borrowings, the increasingly higher levels of personal insolvencies and the fall out from the banks lending policies over the last ten years laid bare for all to see.
I wonder how many people would now turn […]
7 Reasons You Should be Ecstatic About the Credit Squeeze
Whether or not you are affected by the falling real estate prices, the credit squeeze being applied by the banks or just generally feeling that perhaps you just went a little too crazy with all those credit cards the banks very kindly gave you, you really are more in control of your future than you […]
7 Ways To Get Out of Debt And Still Stay Popular With Your Friends
It seems that the worm has turned on loose credit and low rate mortgages to the point where a huge amount of the population are faced with the need to tighten the purse strings and curb the impulse expenditure.
Now this in itself is not hard to do with all the information available plus some […]
How You Can Put Your Debts On Autopilot & Concentrate On Wealth
If you have seen or read about the Law of Attraction within the last 12 months then you will be aware that one of the principles explained about the way most people have been dealing with their credit card and loan debts is actually wrong.
According to the teachings of the Law of Attraction, you will […]
Why Should I Make a Budget?
You say you know where your money goes and you do not need it all written down to keep up with it? I issue you this challenge. Keep track of every penny you spend for one month and I do mean every penny. Make sure each member of your household is equipped with a notebook […]
Avoiding Impulse Spending
If you are planning on some personal financial planning in 2008 then the very first thing you should do is carry out a balance sheet check on yourself right now. What does your net worth really look like and what provisions are you making for the future. All too often in todays consumer driven retail […]
