As a result of the recent sub-prime mortgage scandal, the Federal Reserve has taken many actions to avoid a global credit crisis, which it now aims to further mitigate through tightening the standards that lenders use to determine whether a potential borrower is eligible to receive a mortgage loan. Chairman Ben Bernake has stated that [...]
Establishing a good price to offer on the home you have selected is a big step in reaching the goal of actually buying the right home for you. Your Realtor has helped you select the right Lender for your portfolio and has also worked with you to select a good neighborhood and to understand the [...]
Austin, Texas is no longer a hidden destination buried in travel books. It is projected to grow in population by about 30 of the Austin population has college degrees compared to the US average of 27.0 have graduate degrees compared to the US average of 9.9%. A lot of this has to do with the [...]
Smile. Look them in the eye. Don’t cross your arms. Don’t get too close. Use their body language. Don’t blink too much. Everyone has something to say about how you present yourself. But sometimes I wonder if we can go to far when following these instructions. I wonder if they don’t sometimes wonder if the [...]
There is a lot of talk about getting your first house. Its part of the American Dream to get a house and maybe get a dog named Rover. But maybe someone’s first house should instead be a duplex. Why would I propose such a thing. Is it possible I am a secret russian spy that [...]
When getting your home ready to sell, you could invest in all kinds of services and upgrades but it is tough to know what really will pay off. These are some guidelines to help you know start thinking like a buyer and see what will help sell your home. In the end, each real estate [...]
The Federal Reserve cut interest rates on Dec. 11th on hopes that the credit crisis would be tempered from 4.5% to 4.25%. Markets were on the upswing up until the cut was announced because many investors were under the impression that the central bank, under pressure from all sectors of the economy especially real estate, [...]