You just might need a student loan with no credit check if you want to get any education beyond high school. Sending yourself to college costs a lot more than it used to, and it’s not getting cheaper any time soon. The problem is, most prospective students don’t have the credit history or FICO rating [...]
Nearly everyone has had a short term financial crisis at one time or another. The cable guy is knocking at the door, or the auto mechanic just left a message. The insurance company is on the phone. Whatever the reason, despite all our efforts to plan and budget well, occasionally we come up short. Fortunately, [...]
Why is home ownership such a big part of the American Dream? I don’t think it’s because just because of the extra space that owning a home affords you. You could rent a big house and enjoy the same space. I don’t think it’s the personal finance reasons that people claim about how homes “make [...]
People often think they don’t have anything valuable to use as collateral for a small secured personal loan – like you might get at a pawn shop. The fact is, the average person’s house is crawling with junk that a pawn shop would be happy to hold onto, if you just know where to look. [...]
Secured Loans generally come from 3 places – You either get the loan from a traditional lender, like a bank, a nontraditional lender, like an organization dealing specifically in secured loans, or a small, local business, like a pawn shop. Each of these lenders has pros and cons, and each should be thoroughly researched (as [...]
Unsecured personal loans are a great way to get money in a pinch – but they just aren’t available to everyone. People with poor credit history or bankruptcy filings in their past are unlikely to be approved for an unsecured personal loan. However, even if you’ve had trouble getting a personal loan in the past, [...]
Student loans are a great option for those students who don’t have the privilege of scholarships and federal financial aid and other grants. There are a few options when it comes to student loans and here you will learn what you need to know before applying. The first thing to understand about student loans is [...]