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Getting A Credit Card After Bankruptcy
If you have had to declare bankruptcy for any reason, it is easy to get overwhelmed by the sheer volume of things to consider. But, getting a credit card after bankruptcy is one of the best ways to begin rebuilding your credit score, if you are careful and selective about choosing the right card and […]
Get Your Credit Card Company To Waive A Late Fee
Your credit card payment can be late for a variety of reasons that may or may not be your fault. But, with late fees approaching $39 or above, it is definitely in your best interests to get your credit card company to waive a late fee.
Sooner or later, it happens to everyone. You procrastinated, […]
The Costs Over Time From Paying The Minimum Each Month On Your Credit Card
Credit cards are a valuable tool to have at your disposal, but they can also cost you a ton of money if not managed properly. The costs over time from paying just the minimum each month on your credit card can be staggering, and may end up costing you many times what the original purchase […]
The Top 10 Ways That People Get Into Financial Trouble With Credit Cards
Credit cards are an easy way to manage your monthly expenses, and get through a day without having to carry much cash. But they can also be the gateway for all sorts of financial difficulties if you are not careful.
In an effort to help you from becoming another statistic of financial misfortune, here are […]
Common Mistakes that College Students Make with Credit Cards
College life is one of the most unforgettable chapters in everyones life. It is often a persons first taste of real independence, and their whole life is ahead of them. But this can also be a time where a college student can make decisions that have repercussions that last for many years.
There are a ton […]
How Having Multiple Credit Cards Hurts Your Credit Score
Depending on who you talk to, you are liable to get a lot of conflicting information on how having multiple credit cards hurts your credit score. Even seasoned credit counselors, who should know better, occasionally are inaccurate on what does and does not hurt or help your credit score.
How Your Credit Rating is Calculated
The 3 […]
Why You Need a Good Credit Score While Applying a New Credit Card
The importance of a good credit score when applying for a new credit card is one small part of a very big financial picture for each of us. Simply put, your credit score is a measure of risk that all sorts of lenders weigh when they consider lending money to you.
The higher that your credit […]
Building Credit Score With Credit Cards
Using credit cards to build your credit score can be a very effective means to establish good financial habits and credit-worthiness. But, you have to be very careful as credit cards, if used irresponsibly, can wreck your credit rating in a very short period of time, and cause damage that will take years to overcome. […]
Negotiate A Better Interest Rate From Your Credit Card Company
If you are looking for a new way to save a few bucks each month, and potentially a ton of over time, you may wish to negotiate a better interest rate from your credit card company.
The average American household carries a balance of $10,000 of unsecured credit card debt, and the minimum payment is […]
How Using Your Credit Cards Cash Advance Option Can Cripple Your Credit
We have all done this without realizing the financial repercussions of our actions. But, unless you know how using your credit cards cash advance option can cripple your credit, you may be making the same mistakes over and over.
Its so easy to do. You and your friends are going out on the town and you […]
