How is a federal credit union different from a bank?

I was thinking about joining one but how is a federal credit union different from a bank? Can you open up a savings account in a federal credit union, and can you do so eithout without the banks knowing about it? Does the money you invest into get reported to Social Security? Please let me [...]

How do I save money without being tempted to buy something that is not needed?

I’m kind of a big spender, I buy alot of clothes but i really want to save! anyone got any tips or ideas how to save? and i’m always being tempted to buy stuff. My parents don’t give me money anymore to put in my banks. im with a high interest bank so all i [...]

How can i get a mortgage pre-qualification WITHOUT a credit check?

are there any major banks that give pre-qualifications WITHOUT a credit check? I need to get a prequalification for a mortgage before I start looking at houses, but don’t want to hurt my credit. thanks Tom

Does anyone have any great real estate negotiation tips they can share?

The home has been on the market for over a year. Seller lives 4 States away. I use to rent this home from her. She is an older lady and does not want her home to go to the banks. I made an offer this morning low balling 20 thousand less with a 90 day [...]

I'm thinking about working at a bank. Could anyone give me a little more info about it?

I’m thinking about working at a bank for the sake of having a job right now. It might be boring but I think I might do okay in a job like that. The only reason why I’ve been so hesistant about it is fear or being in the middle of a robbery (lol). I have [...]

Considering Filing for Bankruptcy in Virginia?

I have recently lost my job after being in the telecommunications industry for ten years. I have had no luck finding a new 9-5 job with a regular salary. I have been forced to take a job full time at a restaurant. I have over ,000 in credit card debt most with APR’s in the [...]

How much negotiation is required from a buyer's agent in a short sale?

Negotiations between banks, sellers etc.??


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