Is there any option for debt consolidation if you are NOT in default with good credit but no equity?

Are there less risky unsecured financing options for those with good credit outside local banks who want secured credit? We want to pay off debt at lower interest than credit cards currenly held. Any options out there besides all the scary ones?

To All Student loan Experts, a question about names!?

Currently, I’m trying to apply for a student loan, but I have a problem. My SSN and my citizenship are under the name Donghee Kim. But I have Never never used this name for anything. EVERYTHING I’ve done is under Andrew D. Kim. All of my bank accounts, my cards, my High school, my College, [...]

What is the minimum credit score a co-signer must have to get approved on an auto loan?

I know all banks are different and some are more stringent than others, but say I’m looking at an auto loan and I need a co-signer simply because I’m in college and I haven’t had my credit that long to have my "credit file" big enough, with no real loans except a small credit card [...]

How to Write a Formal Business Letter

How to Write a Formal Business Letter The business-letter format is very important for communicating formally with a company. You shouldn’t write in the same voice as when you write family or friends, a business letter needs to be more formal. These steps describe the full block format, in which all lines start at the [...]

Besides your Bank fraudulent department, where else can you report credit or debit card abuse?

Check this scam out. On the 21 of Jan 2009, a FedEx pick-up driver came to my residence stating that he was there to pick-up my package. I never called anyone to pick-up nothing. I felt that was strange so when an hour passed, I received a call from a FedEx agent asking me if [...]

What causes individuals to treat you differently when they discover that you have more money?

Recently, I acquired some money from my mother’s will after her passing more than eleven years ago. The interest rising from the time spent in escrow has caused the amount to skyrocket. I was always a low profile individual, but extremely talented and a trifle low in self-esteem. I told one individual and requested that [...]

How would you answer a question to a potential employer relating to your past experience?

What I mean is that I refused to provide insurance companies and banks with financial information that was less than accurate. I had people that were not entering invoices so they did not show up on the A/P aging and checks that were deposited that did not remove the A/R invoices off of the receivables. [...]


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