Credit experts, I need you on this one?

Hello if someone could help me out with this situation I’d be thankful for a lifetime. It’s a dilemma between my credit card company Capital One and the vender MusiciansFriend. Anyway the whole problem started when I called Musiciansfriend and placed an order for a guitar amp of 9.98 and bought warranty for .99. Musiciansfriend [...]

How likely an I to get accepted for a personal loan from my bank?

I earn £24,000 a year, have worked all my life in continous employment. I am 46 have credit cards but with Zero balances on them. The only debt I have is £925 to Freemans catalogue which I pay monthly as its 0% interest. I have £800 a month over after paying out all outgoings. I [...]

How long until I get good credit with my Capital One credit card?

I have zero credit. I have been trying to gain good credit but no one will give me a loan, Target and Walmart refused me their credit cards because I have no credit. So I got an offer from Capital One for their credit card, and they approved me! I was so excited but now [...]

Using a Capital One loan for Debt Consolidation?

I just recieved a letter in the mail saying that Im eligible for a loan of 5k, 10k, and 15k through Capital One. The 10k loan for 36 months would be a little higher of a payment that Im paying now for all my credit cardsm but the 36 month one would be slightly less. [...]

Which credit cards should I close?

Please don’t say none, becuase I have WAY too many (8 and I’m only 20!) Capital One-This is my first card, so I think I should keep this for the history.. Best Buy-1,400 limit…never use it, balance is small like 65.00, so I could close this fast.. Bank of America-7,000 limit just opened to save [...]

How should I go about raising my credit rating?

About 8 months ago, I applied for a credit card. I use it religiously about 3-5 times a month (usually about /month) so that I can raise my credit rating. I currently have Capital One so the APR is quite high (Mine’s at 21.50% right now). I had 2 mishaps where I was unable to [...]

Life Trying To Improve Your Credit – Car Financing?

Hello, Im Nate Life is pretty much getting by right now just graduating out of highschool…nevermind that tho. Last November, I finance a Mitsubishi Galant 2001 ES @ the age of 18 with 21% interest tho =/ killer….I didnt realize it at first but the car was ,000; warranty 1,200; 21% interest, 2139.00; Tax and [...]


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