I’m a college student and would like to get a credit card (for building up my credit for my future). I have a savings account, and have some money in it. I am also a full time student. I also do not have a job. What is the best and safest way to get my [...]
Should I go in person or due it over the phone? I’ve heard some companies are scams and other’s are more devious to your credit score. Also, how bad does it effect your credit? How many years does it stay on? Ok, thanks guys! Unfortunately the big problem I face is with B of A [...]
What happens to my credit score when I apply for a few credit cards and are not approved because they require excellent credit? Does it affect my ability to get approval on another credit card? How long is this for?
Ok guys, I have 2 credit cards with chase bank. Both have a total of over ,000.00. I have been jobless for almost 3-months now so I couldn’t afford to keep up with the credit card payment. The interest and late fee charges have pushed the balance to almost ,000.00. After 2 weeks harassment, they [...]
I am pretty new to credit cards and I would like to know what is the best one to get to establish a credit?
I just turned 18 last September, own three credit cards, and have an excellent credit score. I have two cell phones under my name too. I’m looking to buy a brand new Cadillac this summer. You think any dealership will take me serious and allow me to finance a car under my name without my [...]
So what is the "truth" on them? Are they good or would it hurt you more to go to a debt consolidator. I’m current on all accounts but have sadly gotten myself into a bit too much debt with credit cards. Should I consider one of these things and who is reliable?