Are there less risky unsecured financing options for those with good credit outside local banks who want secured credit? We want to pay off debt at lower interest than credit cards currenly held. Any options out there besides all the scary ones?
I had a rough time a few years ago, and stopped paying my credit cards and cell phone to be able to keep paying the rent and then i lost my job, it was all sent to debt collectors. I’m ready to get this taken care of so I can rebuild my credit somehow, but [...]
I got a letter back and my credit score is only 665. I only have 6 months of credit history, but all of my credit cards do have a pretty high balance, although I pay them all on time and I just opened an account with AT&T last month. Is my credit going to stay [...]
Thank you so much for expressing interest in my project. Currently in my Financial Planning class we are doing a project called "Credit in America". In this project we have to interview numerous adults and then give a summary about what they have said. My teacher came up with the questions we have to base [...]
Im Looking at a lot of credit card debt and its beginning to become to much for me. What services if any are the best to use when looking to consolidate? Fyi im have about 7 different credit cards with some substancial amounts on them!!Help Please!
I’m a novice when it comes to credit cards. But i’ve managed to learn a little bit along the way like why you don’t pay the entire balance of a credit card in one sitting (minus 100 pts on my FICO score). So I learned that lesson but its come to the point in my [...]
What is the ideal number of credit cards to get the best possible fico score. I don’t have late payments on my mortgage or credit cards. Thanks for the help