I got a new credit card in the mail through an airline. I didn’t know I was applying for a card, I thought I was joining the frequent flyer club. I have not activated the card. I thought about keeping it in a drawer for emergencies, but the interest is outrageous, so I want to [...]
My bank sends me quarterly bank reports. I don’t really have anything of note on them as I pay my credit cards off in full on time. I know there are suggestions as to how long to keep credit bills, bank statements, receipts, tax returns, etc. What is it for credit reports from Equifax, etc?
I am not listed on the first mortgage of my home, but I am on the second. I have some credit cards with my partner who is also on the second loan. If they miss a payment on the first loan, what will the effect be on my credit score, etc?
Is there a financial guideline, rule of thumb, etc. for how much credit a person should have via credit cards? I am a responsible user and pay off my balances every month. I often wonder how much credit I should carry beyond my regular spending patterns. Should I keep as much as possible for an [...]
I had credit cards with low balances and went through a hard time where I couldn’t pay them. I was a single mother of 2 teens and as anyone would, I focused my meager income on making sure I had a roof over my kids’ heads and food on the table rather than paying off [...]
Well I’ve just started making my own jewelry and other things and I wanted to create a website that will be able to accept credit card payments. But I don’t have a job and I don’t have any money or credit cards myself. I also don’t have any bank accounts. So I was wondering how [...]
Lets say I have 4 credit cards totalling 00. I then wrote out 4 checks and paid off each card in full on the same day. How long would I have to wait until my credit report reflected all of these charges paid off?