I got my credit report today and it shows that my total credit amount is 0 and I have 6 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to [...]
I have two credit cards that I have used over 5 years ago and never paid back. The total of the two cards FIVE YEARS AGO was 00. Of course, by now, it should be close to 00 because of all the interests. What does debt consolidation do? More importantly, can it REALLY remove or [...]
I have 3 different credit cards that now have over 20% interest rates because I was late on one payment. I have heard that Christian debt consolidation might be a better option than regular, but I want to make sure I select a company that is reputable.
Certificate: www.fdu.edu/personalfinance This presentation discusses the basics of personal finance and planning, for the short and long term. The talk is given by Marnie Aznar, Marnie B. Aznar, MBA, CFP®, NAPFA – Registered Financial Advisor, Aznar Financial Advisors, LLC
I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have [...]
I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this "possible credit" to go towards the new card. I heard once that canceling a credit card has a negitive effect [...]
Personal finance was slightly taught to me by my parents or in school. I had to learn how to balance a checkbook, the dangers of credit cards and about saving all on my own. What personal finance lesson do you wish you had been taught in your younger years & how would that have changed [...]