The day you open a bank account is a very significant day. It’s the day you take your first steps towards financial responsibility. It’s also the day that your credit report is created and unlike your bank, your credit report will be with you for the rest of your life. Your credit report consists of [...]
If you’re thinking of becoming a credit card jumper, you need to be well informed. Here’s what you need about how credit card jumping can work for you. What Is Credit Card Jumping? Credit card jumping is the practice of moving debt from card to card to take advantage of low or nil interest rates. [...]
Around 1 out of ever 5 mortgage borrowers last year elected for an interest only mortgage scheme. Of these, approximately 30% were new first time house buyers. ‘So what?’, you may be saying. And here’s the problem: in almost every single case where a borrower has elected to purchase a home with an interest-only mortgage, [...]
There’s no room for complacency when it comes to running a business, and running your account is no different. You should check your statements carefully and have a periodic review of the market to make sure your account is still the best one for your needs. New accounts and special offers crop up all the [...]
Getting a credit card used to be a time-consuming business. You’d have to ring or go into your bank, fill out a lengthy form and wait for quite a while before you got a reply. Although many people are still using that method, there’s now a quicker way, thanks to the Internet. How Do I [...]
Though real estate never made headlines like the share markets, Internet or BPO booms, it has provided a steady and lasting source of income through the years. With the incessant progress of the economy, the property rates are soaring like never before. In a regular job you are required to barter your effort and time [...]
When it comes to getting the house that you have been seeking, or leveraging the equity in your existing home to get the things in life you need, you will find that there are a number of different Home Mortgages designed to meet your credit needs. Buying a home is one of the largest expenses [...]